by Matthew | Nov 5, 2026 | Behind the Headline, Cash Flow, Clarity
On Tuesday the Reserve Bank lifted the cash rate target by 0.25 percentage points to 4.85%. If you run a business, you’ve probably already done the quick sum in your head: what does this do to my loan repayments? That’s the right first question. It...
by Matthew | Oct 28, 2026 | Cash Flow, Clarity
You’re three years in, the work is coming, and you’re busier than you’ve ever been. You’re also checking the bank balance more often than you’d admit to anyone, because busy and comfortable turn out to be two very different things....
by Matthew | Oct 26, 2026 | Cash Flow, Clarity
You’ve been running the business for fifteen years. Sales are steady, the work keeps coming, and the P&L says you made a profit last year. So why does the bank account feel tight every single quarter? That gap — between what the reports say and what the bank...