by Matthew | Nov 12, 2026 | Clarity, Systems & Technology
You’ve got a website, an Instagram account and maybe an online booking page. Now there’s a new online-safety Bill in the headlines, and there is some chatter that every business with a website will need to undertake an annual risk assessment. So do you...
by Matthew | Nov 11, 2026 | Clarity, Compliance
Records go in once a year, the return gets lodged, and that’s the relationship. If that sounds familiar, you’re using maybe a quarter of what an accountant can do for a business in its first few years — and that’s the quarter that costs you the least...
by Matthew | Nov 9, 2026 | Cash Flow, Clarity
You’ve just been told the business made a good profit. You’re pleased. You’re also doing arithmetic in the back of your head about Thursday’s wages, because the account doesn’t look like a good profit. That gap is not an error, and it...
by Matthew | Nov 5, 2026 | Behind the Headline, Cash Flow, Clarity
On Tuesday the Reserve Bank lifted the cash rate target by 0.25 percentage points to 4.85%. If you run a business, you’ve probably already done the quick sum in your head: what does this do to my loan repayments? That’s the right first question. It...
by Matthew | Oct 28, 2026 | Cash Flow, Clarity
You’re three years in, the work is coming, and you’re busier than you’ve ever been. You’re also checking the bank balance more often than you’d admit to anyone, because busy and comfortable turn out to be two very different things....
by Matthew | Oct 26, 2026 | Cash Flow, Clarity
You’ve been running the business for fifteen years. Sales are steady, the work keeps coming, and the P&L says you made a profit last year. So why does the bank account feel tight every single quarter? That gap — between what the reports say and what the bank...